No matter what kind of vehicle have There are many options when it comes to choosing auto insurance. How much coverage do you need? What deductible should you choose? Do you need any additional endorsements? There’s a lot to consider and it can be a bit overwhelming!
We’ll make sure you have the coverage that fits your needs.
Car Insurance Standard Coverage
Everyone who drives a car in Ontario needs to have insurance. There’s a minimum amount of coverage you need to have by law, and once you’ve got that, you can add options that will cover you for your specific situation.
there are some options to consider for your ideal coverage.
Liability Generic Coverage
Step one for getting car insurance in Ontario is getting Liability coverage. This coverage will protect you if you’re responsible for injuring someone or damaging someone else’s property. For example, if you accidentally hit a light post with your car or you accidentally injure someone while you’re driving.
If you’ve been in a collision and you need medical or rehabilitative care because of your injuries, you can rest easy knowing your expenses are taken care of and you’ve got a partial income if you need time off work. It doesn’t matter whether the accident was your fault or someone else’s. Most of these benefits come with optional limits that you can choose.
COLLISION OR UPSET COVERAGE:
Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.
“Coverage against perils other than collision or upset”, previously called Comprehensive, protects you from costs to repair damage to your vehicle from unexpected situations such as fire, theft, vandalism or natural disasters.
- All Perils protection combines both of the above coverages.
- Specific Perils coverage protects your vehicle only against specific dangers, such as theft or attempted theft, some natural disasters, riots or civil disturbances.
Saving on Car Insurance up to 30-40%
Everyone loves to save. That’s why we offer so many ways to save more money and keep it where it belongs: in your pocket. Take advantage of discounts, bundles and benefits that can add up to big savings in the long run.
Multiple Vehicles at Same Address
Everyone at your address can save up to 15% on their insurance when they all are at same address.
If you’re under the age of 25 and a full-time student at a recognized college or university in Ontario, you may be eligible to save up to 10% on your insurance.
Winter Tire Discount.
If you’ve got a dedicated set of four winter tires that you use on your car between November and March, you’re eligible to save up to 5% on your car insurance
You may be eligible to save up to 15% on your Comprehensive Coverage premium if your car has an electronic anti-theft device, like an aftermarket alarm or a tracking system.
Driving Course Certification Discount
If you are a new driver who has taken driving lessons at a school approved by the Ministry of Transportation of Ontario (MTO) you’re eligible for a lower insurance rate (as long as you haven’t had any at-fault accidents).
The material provided in this page of this website is for informational purposes only. Although the site owner and creators assume the information to be correct, and attempt to keep information in the pages of this website as current as possible, they do not warrant the accuracy or completeness of any information included in or linked to this page.
For more information contact Uzma Kashif at 647-606-7481 or
click here www.multirisk.ca